Could money you barely notice spending pay for something you would genuinely look forward to?
That is a much better question than, “What do I have to give up?”
Most budgeting advice begins with restriction. Cancel everything enjoyable. Stop buying coffee. Feel guilty about every small pleasure. That approach is miserable, and it often misses the point. The goal is not to make life smaller. It is to stop spending on things that add very little so you can deliberately spend on something that adds more.
At R1SE, Unlimited Yoga is £25 a week. It includes yoga and hot yoga, plus barre, aerial, R1SE TV and unlimited 3D body scans. There is a 10-week minimum term, and other routes such as credits and the new-member intro offer are available too. You can see the current details on the R1SE pricing page.
The question for this exercise is simple: could you find £25 a week without touching your rent, bills, food, savings goals or the things you truly love?
An AI assistant can help you look. You do not need to upload bank statements, connect a bank account or use a particular paid model. Rough numbers and honest answers are enough for a useful first pass.
Copy and paste this prompt
Help me see whether I can free up £25 a week for yoga. Ask me one question at a time about my spending. Look for unused subscriptions and spending I don’t particularly value. Protect essentials and things I love. Don’t invent savings. Show me the numbers, and be honest if there isn’t room.
That final sentence matters. A good result is not always “yes”. Sometimes the money genuinely is not there right now. The exercise is still valuable because it replaces a vague feeling with a clear answer.
Why one question at a time works
If an AI tool asks for your entire financial life at once, it is easy to abandon the conversation. One question at a time keeps it light and makes the answers more accurate.
The assistant might begin with subscriptions. Then it may ask about takeaways, delivery fees, bought lunches, impulse purchases, transport or shopping that felt forgettable afterwards. It should also ask what you want protected.
Your answers can be approximate:
- “I have three streaming subscriptions and only use one.”
- “I buy lunch twice a week, but I really enjoy Friday lunch with my team.”
- “I sometimes pay delivery fees because I have not planned dinner.”
- “My Saturday coffee with my daughter stays. Do not include that.”
That last answer is exactly the point. This is not a hunt for every possible saving. It is a search for spending you value less than the thing you want to make possible.
A clearly illustrative example
These are invented figures to show how the calculation works. They are not a promise about what anyone else will find.
Imagine the conversation uncovers:
- £23 a month in subscriptions that are barely used, equal to about £5.31 a week
- £12 a week on convenience purchases the person says they would not miss
- £8 a week in avoidable delivery fees and basket add-ons
That totals approximately £25.31 a week.
There is the yoga money, but only if those really are low-value purchases for that person. If the subscription keeps the family entertained, the bought lunch creates a valuable social moment or delivery prevents an exhausting evening becoming worse, it should not be treated as waste.
There is another cost people forget: the AI tool itself. If you already pay £20 a month for an AI subscription, that is about £4.62 a week and belongs in your budget. If you would subscribe solely to run this exercise, count that cost too. A free AI assistant, a calculator or a sheet of paper can perform the same basic review.
The five-question version
If you would rather lead the conversation yourself, work through these questions in order.
1. What must be protected?
List housing, household bills, food, transport, debt payments, dependants, savings commitments and anything else essential. Then add the small pleasures and relationships you actively value.
This creates the boundary. The assistant is not allowed to “find” money by pretending essentials are optional.
2. What repeats automatically?
Review subscriptions, memberships, app charges, insurance add-ons and recurring deliveries. Ask when each was last used and whether you would choose it again today.
Do not cancel something merely because it is a subscription. Cancel or change it because its current value is low.
3. What spending is almost invisible?
Look at fees, add-ons and small purchases made from habit. A single purchase may be tiny. A repeated pattern can be surprisingly meaningful.
Ask the AI to convert monthly figures into weekly amounts so they can be compared fairly with a weekly goal.
4. Which changes feel realistic?
Saving £12 a week by preparing one extra lunch may be realistic. Claiming you will never buy food out again probably is not.
Choose changes you could sustain on an ordinary busy week. A plan that only works when life is perfect is not a plan.
5. Does the total really reach £25?
Make the assistant show each saving, its frequency and the weekly equivalent. Reject invented estimates. If the total is £14, call it £14.
You might decide that £14 makes a credit option possible, or that you want another month to review things. You might discover there is no comfortable room at all. Clarity is progress.
Turn the saving into something real
Finding the money is only half the job. Invisible savings have a habit of becoming invisible spending again.
If you cancel £23 of subscriptions, move that amount on payday. If you reduce convenience spending by £12 a week, set a weekly transfer. Give the money a name such as “yoga”, “movement” or simply “something for me”.
Then make the value visible too. Decide when you would attend. If you plan three sessions a week, £25 works out at about £8.33 a visit. Put the sessions in your diary before the week fills itself.
Spend according to what matters now
This is not really an article about cutting costs. It is about directing money with more intention.
You are allowed to keep the meal out, the good coffee and the streaming service everyone uses. You are also allowed to notice that a forgotten app, a convenience fee and a few purchases you barely remember are absorbing the budget for something you would feel every week.
Ask the question. Protect what matters. Follow the numbers. If the room is there, use it.
Explore R1SE’s current yoga, credit and introductory options and choose the route that fits your life.